Commercial Insurance


Property Insurance

  • Buildings
  • Business Income Interruption & Extra Expense
  • Contents & Business Personal Property
  • Earthquake
  • Flood
  • Glass
  • Leasehold Interest
  • Ordinance/Law Coverage

Inland Marine Insurance

  • Accounts Receivable Coverage
  • Bailees Customer Floater
  • Camera & Musical Instrument Dealers
  • Cargo Insurance
  • Commercial Articles (Camera & Musical Instrument)
  • Contractors Equipment
  • Difference In Conditions (DIC)
  • Electronic Data Processing / Computers
  • Equipment Dealers
  • Fine Arts
  • Installation Floater
  • Signs Coverage
  • Tools & Equipment Floater
  • Transportation Floater
  • Valuable Papers & Records

Builders Risk / Course of Construction

Commercial General Liability Insurance

  • Premises Liability
  • Products & Completed Operations Liability
  • Tenants Legal Liability
  • Owners & Contractors Protective Liability (OCP)

Professional Liability

Captives and Risk-Retention Groups

Specialty Coverages

  • Commercial Credit Insurance
  • Environmental Impairment Liability
  • Foreign Operations Insurance
  • Pollution Liability
  • Special Events Liability
  • Travel Accident
  • Underground Storage Tank Liability

Liquor Liability

Umbrella/Excess Liability

Workers' Compensation

Commercial Automobile

  • Auto Liability
  • Employers Non-ownership Auto Liability
  • Foreign Drivers & Operators
  • Garage
  • Garagekeepers Coverage
  • Hired Auto Liability
  • Hired Auto Physical Damage
  • Physical Damage


  • Employee Dishonesty
  • Forgery
  • Computer Fraud

Surety Bonds

  • Bid Bonds
  • Completion Bond
  • Construction Contract Bond
  • Financial Institution Bond
  • Labor & Material Payment Bond
  • License & Permit Bond
  • Notary Public Bond
  • Performance Bond
  • Supply Contract Bond
  • Welfare & Pension Bond

Group Life

Group Health

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For specific information, descriptions and definitions of these coverages please see our Insurance Terminology page.

Have Questions?
Need more information about Hill & Usher or one of our programs? Contact one of our licensed insurance professionals by phone or email for assistance.
These newsletters are published on an as-needed basis to make our customers aware of changes in the Insurance Industry.
"At Hill & Usher, we are developing a website that we hope makes doing business with us simple and straightforward. Please visit us regularly to see how Hill & Usher is working to make your time online with us a quality experience."
Richard B. Usher,
Agency Principal
Hill & Usher
© Hill & Usher, LLC. All Rights Reserved. CA #0C73815
Phone: (602) 956-4220 | Fax: (602) 956-4418