3033 N 44th StSte 300Phoenix, AZ 85018-7275

Value, Service, Results

Call Us 800-956-4220

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Business Insurance

We are happy to assist you in selecting the best coverage.

Business Insurance

Family Insurance

We get you the right coverage for the right price.

Family Insurance

Service Your Policy

Request a certificate, make changes to your current policy, report a claim.

Service Your Policy

Why Choose Hill & Usher?

Established in 1995, Hill & Usher Insurance & Surety has grown from a small construction-only insurance agency into a full service agency protecting individuals and businesses working and living across the United States. Over our history, the agency’s attention to automation, a quality customer experience, comprehensive staff training programs, and our relationships with the nation’s finest insurance carriers have attracted new clients whose lives and business have grown along with the agency. As the firms Managing Member, Richard B. Usher and General Manager, Taylor Usher, they oversee the operations of the agency in conjunction with other management personnel.

As trusted advisors to thousands of businesses and individuals throughout the nation, Hill & Usher’s professional team of agents, account managers, support technicians, and other personnel all make the customer experience at our agency unique and special. We represent many of the nation’s premier insurance companies.

Interested in starting a CAREER with the Hill & Usher Team?

Please click here for more information about Hill & Usher and to submit your information to us!

Focused on Workers’ Compensation

Hill & Usher partners with businesses large and small by providing competitive Workers’ Compensation policies.

Our team of Workers Compensation experts includes former insurance company executives, loss control examiners, claims adjusters, and policyholders.

Whether your firm pays $1,000 per year or $100,000 per year for this coverage, call on Hill & Usher to reduce your costs year after year, by:

  1. Managing your claims, including subrogation recovery.
  2. Assisting you with your safety program, early return to work initiative, or on site training programs.
  3. Watching your Experience Modifier.
  4. Providing you with the most cost effective solution, among a variety of insurance carriers, year after year.

For more information, please complete a brief profile online.


Hill & Ushers online rating platform for personal Automobile and Homeowners insurance coverage

We are pleased to offer individuals in Arizona the ability to obtain immediate premium quotations from multiple insurance carriers through our online pricing engine.  Please click here to start your quotation today.

Hill & Usher also now offers instant online rating AND BINDING for insurance coverage while you are traveling in Mexico!

Hill & Usher also provides customized, highly competitive programs in a variety industries and specialization areas, including:

  • New Business Ventures
  • Trade & Artisan Contractors
  • Homebuilders & Real Estate Developers
  • Workers’ Compensation (all industries)
  • Condominium Construction / Tract Housing Development
  • Landscape Maintenance & Construction (www.trimrisk.com)
  • Remote Control Aerial Photographers (www.aerialpak.com)
  • Restaurants, Bars, and Taverns (www.barpak.com)
  • Wedding, Commercial & Architectural Photographers & Studios (www.packagechoice.com)
  • Professional Services (Lawyers, Accountants, Engineering Firms)
  • High net worth Families and Individuals


Hill & Usher has been recognized as a leading insurance broker in Arizona by Ranking Arizona nearly every year since the publication’s inception.  Principal Richard B. Usher earned the prestigious mention in Engineering News Record (ENR) Top Newsmakers for his role in reforming Arizona construction payment laws.

What Our Clients Say Testimonial Review Stars

Always very attentive, helpful and quick. Provide the insurance I need and I've never had an issue. I recently had a billing and cancellation issue that was my fault, and Lorilai was very communicative, helpful, and got things resolved for me. Thanks!

-Alex Trump

A+ Amazing! I thoroughly researched every reputable insurance company I could before signing with anyone for our photography business insurance, we ultimately decided to go with Package Choice by Hill & Usher and I'm so glad we did. Working with Trey Banks, our agent, has been absolutely amazing! Fantastic energy...

-Vanessa Skopeo

I have been with Hill and Usher for over 13 years. They are a good company, but I have to say Richard works his butt off for me to find a better rate or company for my photographic tour needs. I have to give Richard 10 stars out of 5....

-Shayne McGuire

I was carefully walked through the process by Trey and had a very easy time understanding everything as they were very thorough! I absolutely will be back for my insurance needs in the future.

-Rah-San Bailey

I appreciate the help and information I received from LeeLee during our phone conversation. She explained everything in detail and helped me understand what policy best suited my needs.

-rebecca cook

Hill & Usher is hands down THE best insurance provider for our small business! We've done lots of research, and they offer the best rates and cover a lot of things that other insurance providers don't cover. Not only that, but they are incredibly friendly, reliable, and easy to get...

-Ashley and Nicole Bowling and Kilday

The service I received from Hill & Usher is one of a kind. Extremely friendly professional and helpful.. I would not have my Photography insurance with no other company. I'm a life time client!

-Hubert -Williams

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