As trusted advisors to thousands of businesses and individuals throughout the nation, Hill & Usher's professional team of agents, account managers, support technicians, and other personnel all make the customer experience at our agency unique and special. We represent many of the nation's premier insurance companies, including:

Acuity, AIG, Allianz, American Liberty, AmTrust Insurance, Badger Mutual, CHUBB Group of Companies, CBIC, Copperpoint Mutual, EMC Insurance Group, Encompass, Fireman's Fund, Foremost, Great American, Guard Insurance Group, Hanover, Hartford Financial Group, Liberty Mutual, Metlife Auto & Home, Midwest Family Mutual, Nationwide, Progressive, Republic Indemnity, RLI, Safeco, Secura, Seneca, Sequoia, State Auto Financial Group, Travelers Property/Casualty, Union Standard/Berkley and United Fire Group.

Interested in starting a CAREER with the Hill & Usher Team?

Please click here for more information about Hill & Usher and to submit your information to us!

Notice: New York State Executive Order Limits Policy Cancelations, Extends Hardship Payment Terms for 12 Months

An executive order issued by Governor Cuomo, along with recent amendments to insurance regulations, gives individuals and small businesses that are experiencing financial hardship because of the coronavirus pandemic additional rights under their property and casualty insurance policies and extends grace periods for late payments. 

Please click here for more information

Hill & Usher launches instant online rating platform for personal Automobile and Homeowners insurance coverage

We are pleased to offer individuals in Arizona the ability to obtain immediate premium quotations from multiple insurance carriers through our online pricing engine.  Please click here to start your quotation today.

Hill & Usher also now offers instant online rating AND BINDING for insurance coverage while you are traveling in Mexico!

Arizona's ABC 15 News Features Richard B. Usher, Hill & Usher Principal

Most insurance carriers rely on a consumer's credit score when determining an insurance buyer's final rate for home or auto insurance.  Like claims history, moving violations, age, sex, marital status, zip code and other factors, a "credit score" is considered by many insurance companies to be a strong predictor of future losses.  Is this practice of running one's credit fair to the insurance consumer?  Do you have to provide your social security information to an insurance agent in order to purchase coverage?  Are their discriminatory concerns?  Does every state permit credit scoring?

In August 2009 , ABC 15 contacted Hill & Usher's Richard B. Usher to weigh in on the topic of credit scoring. Click HERE to view the story and video interview.

Focused on Workers' Compensation

Workers Compensation costs are on the rise in Arizona.  Average rates have increased 50% for some employers since 2004. 

Hill & Usher partners with business large and small by providing competitive Workers' Compensation policies.  View our recent success by clicking here.

Our team of Workers Compensation experts includes former insurance company executives, loss control examiners, claims adjusters, and policyholders. 

Whether your firm pays $1,000 per year or $100,000 per year for this coverage, call on Hill & Usher to reduce your costs year after year, by:

(1) Managing your claims, including subrogation recovery.

(2) Assisting you with your safety program, early return to work initiative, or on site training programs.

(3) Watching your Experience Modifier.

(4) Providing you with the most cost effective solution, among a variety of insurance carriers, year after year.

For more information, please contact us.  Or complete a brief profile online.




Established in 1995, Hill & Usher Insurance & Surety has grown from a small construction-only insurance agency into a full service agency protecting individuals and businesses working and living across the United States. Over our history, the agency's attention to automation, a quality customer experience, comprehensive staff training programs, and our relationships with the nation's finest insurance carriers have attracted new clients whose lives and business have grown along with the agency. As the firms Managing Member, Richard B. Usher oversees the operations of the entire agency in conjunction with other management personnel.

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Hill & Usher has been recognized as a leading insurance broker in Arizona by Ranking Arizona nearly every year since the publication's inception a decade ago.  In 2006, Hill & Usher was Ranked #1 Insurance Broker in Arizona

Principal Richard B. Usher earned prestigious mention in Engineering News Record (ENR) Top Newsmakers for his role in reforming Arizona construction payment laws.


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Have Questions?
Need more information about Hill & Usher or one of our programs? Contact one of our licensed insurance professionals by phone or email for assistance.
These newsletters are published on an as-needed basis to make our customers aware of changes in the Insurance Industry.
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Richard B. Usher,
Agency Principal
Hill & Usher


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Phone: (602) 956-4220 | Fax: (602) 956-4418