August 16, 2011
hillusherIdentity Theft 2.0
Do you remember the uproar in the news when Sony’s PlayStation Network was hacked? Here are some tidbits that were offered up as article teasers by MSNBC at the time: Sony said on Saturday it had removed off the Internet the personal details of 2,500 people that had been stolen by hackers and posted online. […]
August 16, 2011
hillusherLions and Tigers and Bears? No, Phishers and Hackers and Scoundrels!
Are you concerned about accidentally clicking on a phishing site, being hacked, having all your keystrokes logged by a surreptitious key logger, or having your identity stolen? All of these things have regularly made the headlines, especially when they’ve happened in connection with major financial institutions. The embarrassment and loss of customer confidence is costly […]
August 25, 2011
hillusherTo Tow, or Not to Tow
So, you, or someone you know, is involved in a vehicle accident. It could be a family member or employee. Accidents happen, as the old saying goes; and whether or not a family member, employee, fellow staff-member, or you are to blame or even only partially so, the last thing anyone needs is to be […]
August 28, 2011
hillusherDe-Normalization of Insurance-Coverage Deviance
The basic lesson that sociologists bring is that the organization matters. If there are problems, the tendency of corporate or public agency administrators is to blame individuals. However, organization characteristics — cultures, structures, politics, economic resources, their presence or absence, their allocation, put pressure on individuals to behave in deviant ways to achieve organization goals. […]
September 2, 2011
hillusherCollection Protection
When was the last time you visited the following: 1) your “Personal Articles Floater” (inland marine form; Worldwide coverage on an “all-risk” basis for scheduled, valuable personal property) or 2) the “Scheduled Personal Property” endorsement of your Homeowners policy (covering the same things as a “Personal Articles Floater“)? You really should revisit your schedule on […]
September 8, 2011
hillusherTo Advance, Don’t Improve Departmental Safety
Below is an example of possible un-written rules the employees may devise to achieve their goals. Not contributing — Do not standout as an innovator and therefore be retained longer. [What is meant here is to not become so valuable to a given department that promotion out of that lower-level department becomes more difficult or […]
September 12, 2011
hillusherWellness Goodness
If an ounce of prevention is worth a pound of cure, is a pound of prevention worth sixteen pounds of cure? Well (no pun intended), there just might be some geometric progression involved on top of the ratio; but even if there isn’t, a well-designed Wellness Program can be a tremendous return on investment. Read on for […]
September 13, 2011
hillusherVariety for Health Insurance Cost-Containment
Over the last two years, we seen many employers more or less freeze concerning employee Health Insurance. The Patient Protection and Affordable Care Act (PPACA) contains many changes phased in over time. Employers didn’t know how the insurance industry would respond, with what products, etc. Mostly, employers have seen coverage costs rising, even though the idea of the […]
September 19, 2011
hillusherWhat is an Additional Insured? Good Question, in More Ways Than One
The title of this article is, “What is an Additional Insured? Good Question, in More Ways Than One.” What do we mean by “in more ways than one”?Well, most often, when someone asks a question of an expert and that expert replies, “Good question,” he or she is saying it in the sense of encouraging […]
May 4, 2023
AgencyWelcome to Our New Website
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate […]