Group Benefits

How Healthy is your Group Benefits Program?

Does your program help you attract new employees?

Is your program competitive in your industry?

Are you taking maximum advantage of tax saving opportunities for you and your employees through Section 125 plans, premium only plans and flexible spending accounts?

Are you utilizing voluntary products that protect your employees beyond the health and dental coverage of your basic package?

Are you making it easy for employees to purchase other essential coverages through payroll deduction?

Group Benefits

Group Benefits are those benefits that are offered to all or a specific subgroup of your employees. In order to qualify for a group benefits program, you must have 2 or more employees and pay a portion of the employee premium.

  • Medical Insurance
  • Dental Insurance
  • Life Insurance
  • Vision Insurance
  • Section 125 Pretax Plans
  • Flexible Savings Accounts which include Childcare and Medical reimbursements.
  • Short Term Disability
  • Long Term Disability
  • Long Term Care
  • Business Overhead Insurance
  • Employers are not required to offer group benefits. However, many choose to do so to help attract and keep valuable employees.

Hill & Usher will tailor an employee benefit package to best meet your needs.

Voluntary Benefits

Voluntary benefits are non-mandatory benefits that are paid for by the employee through payroll deduction.

  • Life Insurance
  • Dental
  • Vision
  • Disability
  • Long-term Care
  • Pre-Paid Legal
  • Accident
  • Surgical
  • Cancer
  • Dependent Life

We Represent...

Blue Cross® Blue Shield® of Arizona - (Live Rate/Buy!)
Boston Mutual
CSA Marketing
Colonial Life
Delta Dental
Great West Life
Pre-Paid Legal
Reliance Standard
Sight Care
Total Dental Administrators
United Dental
United Healthcare
...and many more.

Have Questions?
Need more information about Hill & Usher or one of our programs? Contact one of our licensed insurance professionals by phone or email for assistance.
These newsletters are published on an as-needed basis to make our customers aware of changes in the Insurance Industry.
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Richard B. Usher,
Agency Principal
Hill & Usher
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Phone: (602) 956-4220 | Fax: (602) 956-4418